PRIVACY POLICY

What does Taekus do with your personal information?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 
Social Security number and income 
transaction history and account history insurance claim history and credit history 

WHAT?

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Taekus chooses to share; and whether you can limit this sharing

Reasons we can share personal information

Does Taekus share?

Can you limit this sharing?  

For our marketing purposes – to offer our products and services to you

Yes

No (but please see the "To limit direct marketing" box below for information about additional privacy choices)

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes – information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No (although we may share aggregated or de-identified data)

We don't share personal information 

To limit our sharing

Send us an email: privacy@taekus.com
Please note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing.

To limit direct marketing

We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail. Send us an email: privacy@taekus.com

Questions?

Email us at service@taekus.com

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates may include financial companies and nonfinancial companies such as YP Loyalty. Affiliates may also include other companies related by common ownership or control.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates with which we share personal information include service providers, including, for example, direct marketers, that perform services or functions on our behalf.


Joint marketing 

A formal agreement between nonaffiliated companies that together market financial products or services to you.

  • Our joint marketing partners include financial companies.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.


Who are are

Who is providing this Notice

Taekus Corporation (Taekus) and other affiliates that provide financial products or services.

What we do

How does Taekus protect my personal information?

We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know if you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail. Send us an email: privacy@taekus.com

How does Taekus collect my personal information?

We collect your personal information, for example, when you

  • open an account or pay your bills
  • give us your income information or give us your contact information
  • use your credit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing of personal information?

Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you 
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

OTHER IMPORTANT INFORMATION

We may transfer personal information to other countries, for example, for customer service or to process transactions. California: If your Taekus account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your Taekus account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our Affiliates.