Please see Stearns Bank's Privacy Policy at https://bit.ly/3wk0d4l. Please see Taekus's Privacy Policy at https://www.taekus.com/legal/privacy-policy.
These collective policies will outline our commitment to you, your privacy rights and who we share data and information with.
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Taekus chooses to share; and whether you can limit this sharing.
| Reasons we Can Share Personal Information | Does Taekus Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For marketing purposes – to offer our products and services to you | Yes | No - Please see information below for information about additional privacy options. |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates' everyday business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes – information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | No - although de-identified, aggregate data may be shared. Mobile Data is not shared. | We do not share. |
| For nonaffiliates to market to you | No - although de-identified, aggregate data may be shared. Mobile Data is not shared. | We do not share. |
To Limit Our Sharing
Send us an email: privacy@taekus.com Please note: If you are a new customer, we can begin sharing your personal information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your personal information as described in this notice. However, you can contact us at any time to limit our sharing.
To Limit Direct Marketing
We provide additional privacy choices to customers. Privacy elections you make for any one product or service may not automatically be applied to other products and services. To let us know you do not want us to use your personal information to communicate with you about offers by mail, telephone, and/or e-mail:
Questions?
Email us at service@taekus.com
Who is providing this Notice
Taekus Corporation (Taekus) and other affiliates that provide financial products or services.
How does Taekus protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Taekus collect my personal information?
We collect your personal information, for example, when you:
Why can't I limit all sharing of personal information?
Federal law gives you the right to limit only:
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing
A formal agreement between nonaffiliated companies that together market financial products or services to you.
We may transfer personal information to other countries, for example, for customer service or to process transactions. California: If your Taekus account has a California billing address, we will not share your personal information except to the extent permitted under California law. Vermont: If your Taekus account has a Vermont billing address, we will automatically treat your account as if you have directed us not to share information about your creditworthiness with our Affiliates.